As a service to our customers, VettFirst Security provides the following sources of information regarding the federal Fair Credit Reporting Act (FCRA).
FCRA Summary of Rights for Applicants
The federal FCRA is designed to promote accuracy, fairness, and privacy of information in the files of every “consumer reporting agency” (CRA). Most CRAs are credit bureaus that gather and sell information about you—such as if you pay your bills on time or have filed for bankruptcy—to creditors, employers, landlords and other businesses. The FCRA gives you specific rights, as outlined below. You may have additional rights under law. You may contact a state or local consumer protection agency or a state attorney general to learn those rights. Please click here to review your Summary of Rights Under the FCRA as an applicant.
FCRA for Employers
As an employer, you may use consumer reports when you hire new employees and when you evaluate employees for promotion, reassignment, and retention—as long as you comply with the FCRA. Sections 604, 605, and 615 of the FCRA spell out your responsibilities when using consumer reports for employment purposes. Please click here to review the FTC’s Notice to Employers regarding your obligations as an employer under the FCRA.